Within three months of appointment, a guardian of the estate shall file an inventory of the ward's assets and income. If the assets include real estate, a legal description of the ward's real estate interest should accompany the Inventory. Funds in the name of the ward shall not be released to the guardian without the approval of an Application to Release Funds to Guardian (Form 15.6) or other specific court order. All applications for release of funds shall specify the exact amount to be released, the financial institution holding the fund, its address, and the person in whose name the fund is held. The expenditure of funds by a guardian shall not be approved until a Guardian's Inventory (Form 15.5) has been filed and an Application for Authority to Expend Funds (Form 15.7) has been approved. None of the ward’s assets may be accessed through an automated teller machine, debit card, or credit cards. Electronic payment of routine and recurring expenses is permitted upon receiving approval of an Application for Authority to Release Funds.